Is Good less than 90% is Fair and over 90% is Poor.īankUnited is a brick-and-mortar bank, with 95 total bank locations in Florida and New York. Particular banks: anything less than 5% is considered Excellent less than 20% is Very Good less than 50% Score, which is based on complaints brought to the Consumer Financial Protection Bureau (CFPB).įinancial Health The Financial Health rating is based on the Texas Ratio, an indicator that Service Quality The Customer Experience rating is a weighted average of the Mobile Rating and National average fee amount for particular services and is also affected by whether or not the bank refunds Rates shown reflect the highest available nationwide.įees The Fees rating is an assessment of the bank's fees measured against the Products measured against the national average interest rate for each product.

Rates The Rates rating represents an aggregate of interest rates for specific bank When a component rating is unavailable, the overall rating is calculated as anĪverage of the remaining available ratings. How We Rated It SmartAsset's Overall Rating Obtaining a checking account with no monthly fee and a savings account with a high APY at the same bank is your best option for returning the most income from your deposits while maintaining convenient access to your money. The bank's standard checking product has a $7.00 monthly fee, making it a rather expensive bank for checking. BankUnited has a fair savings rate compared to the average savings account. On the whole, BankUnited is an acceptable bank choice, but may leave you wanting more, with a rating of 3.7 stars out of 5 from the SmartAsset team.īankUnited provides customers with a full selection of banking products, including savings accounts, checking accounts, money market accounts, CDs, mortgage products and credit cards. It is a conventional brick-and-mortar bank with access to service representatives at a physical location, in addition to its online and mobile apps. BankUnited, whose headquarters are in Miami Lakes, Florida, lacks premium access to support representatives, with no options for live chat or all-day service. Started in 2009, BankUnited has $35.78 billion in assets as well as $26.07 billion in deposits, making the institution a very large bank.

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